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We believe you should be in control of your own money. Sadly, it costs us to send it to Aftab Ramzan on your behalf.
We have a small cost per payment to help cover some of that cost. We also offer the option to donate a further 5% of the payment amount to help us keep the service going and as low-cost as possible for everyone. Please support us if you can - of course, you're free not to 🙂